Find Your Judgment Debtor
Professional Debtor Location Services for Judgment Enforcement
You won your case. You have a judgment. But you can’t collect because you can’t find the debtor. Sound familiar? Our professional judgment debtor location services specialize in finding people who don’t want to be found—so you can finally enforce your judgment and recover what you’re owed.
What Is Judgment Debtor Location?
Judgment debtor location is a specialized investigative service designed to find individuals or businesses who owe money pursuant to a court judgment but have become difficult—or seemingly impossible—to locate. Unlike standard people searches, judgment debtor location requires advanced skip tracing techniques specifically tailored for subjects who are actively evading collection efforts.
When someone owes you money under a court judgment, they become a “judgment debtor.” Unfortunately, many debtors respond to judgments by moving without leaving a forwarding address, changing phone numbers, quitting jobs, and otherwise making themselves scarce. Our judgment debtor location services cut through these evasion tactics to find current, verified information you can use to enforce your judgment.
This service goes beyond basic database searches. We employ investigative techniques developed over two decades of judgment enforcement work, combining premium data sources with human analysis to locate even the most elusive debtors. Whether they’ve moved across town or across the country, we have the tools and expertise to find them.
Who Needs Judgment Debtor Location Services?
Anyone holding an uncollected judgment can benefit from professional debtor location services. However, we work most frequently with the following clients:
⚖️ Attorneys & Law Firms
Litigation attorneys who’ve secured judgments for clients but need current addresses for writs of execution, wage garnishments, or bank levies. We help you complete the collection process for your clients.
🏛️ Collection Agencies
Professional collectors who need to locate judgment debtors for enforcement. Our services help you recover debts that have gone cold due to debtor relocation or evasion.
🏢 Businesses & Landlords
Companies owed money from breach of contract, landlords with judgments from eviction proceedings, and any business holding an uncollected civil judgment.
👤 Private Individuals
Individuals who won small claims or civil judgments but can’t find the defendant to collect. We help regular people recover money they’re legally owed.
🏦 Financial Institutions
Banks, credit unions, and lenders with charged-off accounts that have progressed to judgment status and need debtor location for enforcement.
📋 Process Servers
Servers who need to locate judgment debtors for post-judgment service, including examination subpoenas and orders to appear.
What Information Do You Need From Me?
To locate your judgment debtor effectively, we need as much identifying information as you have available. The more you provide, the faster and more accurate our search will be.
Required Information
- Full legal name of the judgment debtor (as it appears on the judgment)
- Last known address (even if outdated)
Helpful Additional Information
- Date of birth or approximate age
- Social Security Number (if available from judgment documents)
- Last known employer
- Previous addresses
- Phone numbers (even disconnected ones)
- Names of relatives, associates, or co-defendants
- Vehicle information (make, model, license plate)
- Case number and court where judgment was entered
- Any other identifying information from your case file
💡 Don’t Have Much Information?
Don’t worry if you only have basic details. We’ve successfully located judgment debtors with nothing more than a name and an old address. Our investigative techniques are designed to work with limited starting information—that’s what sets professional skip tracing apart from consumer people-search websites.
What Information Will I Receive?
Our judgment debtor location reports are designed to give you everything you need to successfully enforce your judgment. Unlike automated database dumps, our reports are compiled and verified by experienced investigators who understand what information actually matters for collection purposes.
Standard Report Includes:
Current Location Information
- Current residential address – Verified as the debtor’s actual residence, not just a mailing address
- Address type confirmation – Whether the address is owned, rented, or a relative’s home
- Length of time at address – How long they’ve been at the current location
- Previous addresses – Recent address history showing their movement patterns
Contact Information
- Current phone numbers – Cell, home, and work numbers associated with the debtor
- Email addresses – Current email addresses where applicable
Employment Information
- Current employer – Company name, address, and available contact information
- Position/title – When available from our sources
- Employment history – Recent employers if the debtor has changed jobs
Additional Enforcement Intelligence
- Relatives and associates – Connections that may assist with service or contact
- Vehicles registered to debtor – Make, model, year, and registration information
- Property ownership – Real estate holdings that may be subject to liens
- Business interests – Any businesses owned or associated with the debtor
📊 Complete Asset Search Available
Need more than just location information? Our asset search services can identify bank accounts, real property, vehicles, and other assets to support your collection efforts. Many clients combine debtor location with asset searches for comprehensive enforcement intelligence.
Our Judgment Debtor Location Process
We’ve refined our process over 20+ years of judgment enforcement work. Here’s how we locate your debtor:
Submit Your Request
Complete our secure online order form with all available information about your judgment debtor. The more details you provide, the faster we can locate them.
Initial Database Analysis
We search premium databases not available to the public, including credit header data, utility connections, and proprietary skip tracing sources to identify potential current locations.
Investigative Verification
Unlike automated services, we don’t just hand you database results. Our investigators analyze the data, cross-reference multiple sources, and verify that the information is current and accurate.
Report Compilation
We compile our findings into a clear, actionable report that gives you everything you need for judgment enforcement—current address, employment, phone numbers, and more.
Delivery & Support
Your report is delivered securely via email, typically within 24-48 hours. We’re available to answer questions and provide additional searches if needed.
Why Choose People Locator Skip Tracing?
Not all skip tracing services are created equal. When it comes to locating judgment debtors—people who are actively trying not to be found—you need an investigative service with real expertise, not just another database search website.
20+ Years of Judgment Enforcement Experience
We’ve spent over two decades helping attorneys, collectors, and businesses locate judgment debtors. This isn’t a side service for us—it’s our specialty. We understand the unique challenges of finding people who don’t want to be found, and we’ve developed proven techniques to overcome them.
Courtroom-Tested Methods
Our information has been used in courtrooms across America. When you need to prove proper service or demonstrate due diligence in locating a debtor, our documented methods and verified results stand up to legal scrutiny.
Human Analysis, Not Just Automation
Anyone can run a name through a database. What sets us apart is the human expertise we apply to every search. Our investigators analyze results, identify the most likely current information, and verify accuracy before delivering your report. This dramatically improves hit rates compared to automated services.
Premium Data Sources
We maintain subscriptions to professional-grade databases that aren’t available to the public or to most “people search” websites. This includes credit header data, utility connection records, and proprietary skip tracing networks that provide more current and comprehensive information.
Results-Focused Guarantee
We’re confident in our ability to locate your judgment debtor. If we’re unable to provide actionable information, we’ll work with you to refine the search or discuss a refund. Our reputation is built on results—we don’t get paid to fail.
Complete Confidentiality
Your search remains completely confidential. We understand the sensitive nature of judgment enforcement and maintain strict privacy protocols. The debtor will never know they’ve been searched.
Common Judgment Debtor Location Scenarios
Over two decades, we’ve helped clients locate judgment debtors in virtually every situation imaginable. Here are some common scenarios where our services prove invaluable:
The Disappearing Defendant
You won your lawsuit, but by the time judgment was entered, the defendant had moved without leaving a forwarding address. Mail to their last known address returns undeliverable, and their phone is disconnected. This is the classic judgment collection problem—and exactly what our service solves. We locate where they’ve gone so you can proceed with enforcement.
The Job-Hopping Debtor
You have an address, but every time you attempt wage garnishment, the debtor has already quit and moved to a new employer. We not only find their current job but also provide employment history that may reveal patterns, helping you finally get that garnishment in place.
The Out-of-State Move
Your judgment is in California, but the debtor has relocated to Texas—or Florida, or anywhere else. Interstate enforcement is challenging enough without adding a missing debtor. Our nationwide search capabilities locate debtors regardless of where they’ve moved, giving you the information needed to domesticate your judgment and enforce in the new state.
The Privacy-Conscious Debtor
Some judgment debtors are sophisticated about avoiding detection. They use P.O. boxes instead of physical addresses, unlisted phone numbers, and privacy services designed to hide their location. Our investigative techniques are specifically designed to see through these privacy measures and find actual, physical locations.
The Business Owner Debtor
The defendant operates a business but has structured things to make personal service difficult. They work from unmarked offices, use registered agents, and generally avoid being personally reachable. We locate their actual residence and work locations so you can complete service and enforcement.
The Judgment That’s Getting Old
You’ve had this judgment for years. The debtor may have moved multiple times. Old addresses from your case file are useless. Before your judgment expires, you need to locate the debtor and enforce. We specialize in picking up cold trails and finding debtors even when years have passed since your last known contact.
Pricing
Our judgment debtor location service is priced at a flat $129 per search. This includes:
- Comprehensive search of premium databases
- Human investigator analysis and verification
- Full report with current address, employment, phone numbers, and more
- Typical 24-48 hour turnaround
- Results guarantee
Volume Discounts Available
Law firms, collection agencies, and businesses with multiple judgment debtors to locate may qualify for volume pricing. Contact us to discuss your needs and receive a custom quote.
Frequently Asked Questions
Most judgment debtor searches are completed within 24-48 hours. Complex cases involving debtors who have taken extensive measures to hide may take longer. We’ll communicate with you if additional time or information is needed.
If we’re unable to locate actionable information on your judgment debtor, we’ll discuss next steps with you. This may include attempting alternative search strategies with additional information you provide, or in some cases, a refund. Our goal is results—we don’t profit from unsuccessful searches.
Yes, locating a judgment debtor for the purpose of enforcing a valid court judgment is a legitimate legal activity. Courts routinely expect creditors to make reasonable efforts to locate debtors for service and enforcement. Our methods comply with all applicable laws, including the Fair Debt Collection Practices Act and state privacy regulations.
No. Our searches are completely confidential and do not alert the subject. The judgment debtor will have no idea they’ve been located until you take action to enforce your judgment.
Yes, we provide nationwide judgment debtor location services covering all 50 states, the District of Columbia, and U.S. territories. No matter where your debtor has moved, we can find them.
Free people search sites rely on publicly available data that’s often outdated and unverified. Judgment debtors who are avoiding collection have usually already removed themselves from these public sources. We use professional-grade databases, proprietary skip tracing networks, and human investigative analysis to find current, verified information that consumer sites simply can’t access.
Absolutely. Many clients combine judgment debtor location with our asset search services for comprehensive enforcement intelligence. Once you know where the debtor is, knowing what assets they have helps you choose the most effective collection method—whether that’s bank levies, property liens, or wage garnishment.
Yes. We regularly locate debtors on judgments that are years old. While older cases can be more challenging because the debtor may have moved multiple times, our skip tracing techniques are designed to trace people through multiple relocations and life changes.
At minimum, we need the judgment debtor’s full legal name and last known address. Any additional information—date of birth, SSN, phone numbers, employer, relatives—improves our search. But we’ve successfully located debtors with just a name and old address, so don’t let limited information stop you from contacting us.
We don’t require a copy of the judgment to conduct the search, though it can be helpful if it contains identifying information about the debtor. Our service is based on the permissible purpose of locating a person to collect a debt.
Ready to Find Your Judgment Debtor?
Stop letting your judgment collect dust. Let our professional investigators find your debtor so you can finally collect what you’re owed.
Order Your Search Now →Or call us: (916) 534-8005
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