🌲 Oregon Wage Garnishment Laws & Collection Guide ()
📍 Collecting a judgment in Oregon? Wage garnishment in the Beaver State has specific limits that provide more debtor protection than federal standards. Oregon uses its own minimum wage for calculations. This guide covers everything you need to know as part of your Oregon judgment collection strategy.
⚖️ What Is Wage Garnishment in Oregon?
Wage garnishment in Oregon allows judgment creditors to collect directly from a debtor’s paycheck. The process is governed by Oregon Revised Statutes Chapter 18, with state-specific protections.
For creditors working on how to collect a judgment, wage garnishment is effective. Our skip tracing services help locate debtors throughout Oregon.
💡 Key Point: Oregon judgments last 10 years and can be renewed. Oregon protects $254/week (adjusted periodically) from garnishment, regardless of minimum wage calculations.
⚠️ Oregon Difference: Oregon uses a fixed weekly exemption amount that is periodically adjusted, rather than tying protection strictly to minimum wage multiples.
🏛️ Types of Wage Garnishment
- Consumer Debt Garnishment – 25% of disposable earnings minus exemptions
- Child Support – Up to 50-65% of disposable earnings
- Tax Levies – Oregon DOR and IRS have broader powers
- Student Loans – Up to 15% for federal student loans
💰 Oregon Wage Garnishment Limits
Oregon has specific protections. Garnishment is limited by:
| Protection | Amount | Notes |
|---|---|---|
| Weekly Exemption | $254/week minimum | Adjusted periodically |
| Maximum Garnishment | 25% of disposable earnings | After exemptions |
| 👨👩👧 Child Support | 50-65% | Priority over others |
🔍 Need to Find a Debtor’s Employer in Oregon?
Our employment verification services locate employer information within 24 hours.
Order Employer Search →📋 Steps to Garnish Wages in Oregon
- Obtain a Money Judgment
Get an Oregon judgment or domesticate an out-of-state judgment.
- Locate Debtor and Employer
Our Oregon skip tracing finds employer information.
- File Writ of Garnishment
File writ with the court that issued judgment.
- Serve the Employer
Serve writ on the employer (garnishee).
- Employer Calculates & Withholds
Employer applies exemptions and withholds wages.
- Payments Continue
Garnishment continues until judgment satisfied.
- Monitor Payments
Track payments and file satisfaction when paid.
🔍 Skip Tracing in Oregon
🏙️ Oregon Coverage
- Portland Metro – State’s largest population center
- Salem – State capital
- Eugene – Lane County
- Bend – Central Oregon
- Medford – Southern Oregon
🎯 Oregon Debtor Hiding from Collection?
20+ years helping creditors locate judgment debtors throughout Oregon.
Start Your Search →🛡️ Debtor Protections
- $254/week minimum exemption
- Exempt income – Social Security, SSI, veterans benefits
- Challenge rights – Can dispute garnishment
📍 Our Oregon Services
🔍 Skip Tracing
💼 Asset Research
📞 Ready to Collect Your Oregon Judgment?
Get Started Today →❓ FAQs
Up to 25% of disposable earnings, but the first $254/week is protected from garnishment.
10 years, renewable before expiration.
