🐝 Utah Wage Garnishment Laws & Collection Guide ()
📍 Collecting a judgment in Utah? Wage garnishment in the Beehive State follows federal guidelines. Utah has straightforward garnishment procedures with continuing garnishment capabilities. This guide covers everything you need to know as part of your Utah judgment collection strategy.
⚖️ What Is Wage Garnishment in Utah?
Wage garnishment in Utah allows judgment creditors to collect directly from a debtor’s paycheck. The process is governed by Utah Code Title 70C and Rule 64D, following federal CCPA limits.
For creditors working on how to collect a judgment, wage garnishment is effective. Our skip tracing services help locate debtors throughout Utah.
💡 Key Point: Utah judgments last 8 years and can be renewed. Utah allows continuing garnishment, which automatically withholds wages until judgment is satisfied.
🏛️ Types of Wage Garnishment
- Consumer Debt Garnishment – Limited to 25% of disposable earnings
- Child Support – Up to 50-65% of disposable earnings
- Tax Levies – Utah State Tax Commission and IRS have broader powers
- Student Loans – Up to 15% for federal student loans
💰 Utah Wage Garnishment Limits
Utah follows federal CCPA standards. Maximum garnishment is the lesser of:
🔢 Option 1: 25% of disposable earnings
💵 Option 2: Amount exceeding 30× federal minimum wage
📋 Utah Exemption Table
| Debt Type | Maximum Garnishment | Notes |
|---|---|---|
| 📄 Consumer Debt | 25% or 30× min wage test | Continuing garnishment |
| 👨👩👧 Child Support | 50-65% | Priority over others |
| 🎓 Student Loans | 15% | Administrative process |
| 🏛️ Tax Debt | Varies | Broad powers |
🔍 Need to Find a Debtor’s Employer in Utah?
Our employment verification services locate employer information within 24 hours.
Order Employer Search →📋 Steps to Garnish Wages in Utah
- Obtain a Money Judgment
Get a Utah judgment or domesticate an out-of-state judgment.
- Locate Debtor and Employer
Our Utah skip tracing finds employer information.
- File Writ of Continuing Garnishment
File with the court that issued judgment.
- Serve the Employer
Serve writ on the employer (garnishee).
- Employer Withholds Wages
Garnishment continues automatically each pay period.
- Payments to Creditor
Employer sends payments until judgment satisfied.
- File Satisfaction
File satisfaction of judgment when paid in full.
🔍 Skip Tracing in Utah
🏙️ Utah Coverage
- Salt Lake City – State capital
- West Valley City – Salt Lake metro
- Provo – Utah County
- West Jordan – Salt Lake metro
- Ogden – Weber County
🎯 Utah Debtor Hiding from Collection?
20+ years helping creditors locate judgment debtors throughout Utah.
Start Your Search →🛡️ Debtor Protections
- 30× minimum wage protection
- Exempt income – Social Security, SSI, veterans benefits
- Objection rights – Can claim exemptions within 10 days
📍 Our Utah Services
🔍 Skip Tracing
💼 Asset Research
📞 Ready to Collect Your Utah Judgment?
Get Started Today →❓ FAQs
The lesser of 25% of disposable earnings OR amount exceeding 30× federal minimum wage.
8 years, renewable before expiration.
