🌻 Kansas Wage Garnishment Laws & Collection Guide ()
📍 Collecting a judgment in Kansas? Wage garnishment is an effective tool in the Sunflower State. Kansas follows federal garnishment guidelines, making it straightforward for creditors. This guide covers everything you need to know as part of your Kansas judgment collection strategy.
⚖️ What Is Wage Garnishment in Kansas?
Wage garnishment in Kansas allows judgment creditors to collect directly from a debtor’s paycheck. The process is governed by Kansas Statutes Chapter 60, Article 7, following federal CCPA guidelines.
For creditors working on how to collect a judgment, wage garnishment is highly effective. Our skip tracing services help locate debtors throughout Kansas.
💡 Key Point: Kansas judgments last only 5 years but can be renewed. Act quickly to begin collection efforts while your judgment is fresh!
🏛️ Types of Wage Garnishment
- Consumer Debt Garnishment – Limited to 25% of disposable earnings
- Child Support – Up to 50-65% of disposable earnings
- Tax Levies – Kansas DOR and IRS have broader powers
- Student Loans – Up to 15% for federal student loans
💰 Kansas Wage Garnishment Limits
Kansas follows federal CCPA standards. Maximum garnishment is the lesser of:
🔢 Option 1: 25% of disposable earnings
💵 Option 2: Amount exceeding 30× federal minimum wage
📋 Kansas Exemption Table
| Debt Type | Maximum Garnishment | Notes |
|---|---|---|
| 📄 Consumer Debt | 25% or 30× min wage test | Standard process |
| 👨👩👧 Child Support | 50-65% | Priority over others |
| 🎓 Student Loans | 15% | Administrative process |
| 🏛️ Tax Debt | Varies | Broad powers |
🔍 Need to Find a Debtor’s Employer in Kansas?
Our employment verification services locate employer information within 24 hours.
Order Employer Search →📋 Steps to Garnish Wages in Kansas
- Obtain a Money Judgment
Get a Kansas judgment or domesticate an out-of-state judgment.
- Locate Debtor and Employer
Our Kansas skip tracing finds employer information.
- File Garnishment Papers
File Order of Garnishment with the court.
- Serve the Employer
Serve garnishment on the employer (garnishee).
- Employer Files Answer
Employer must respond with employment and wage information.
- Court Issues Order
Continuing garnishment until judgment satisfied.
- Monitor Payments
Track payments and file satisfaction when paid.
🔍 Skip Tracing in Kansas
🏙️ Kansas Coverage
- Kansas City (KS) – Metro area shared with Missouri
- Wichita – State’s largest city
- Topeka – State capital
- Overland Park – Johnson County suburb
- Lawrence – University of Kansas area
🎯 Kansas Debtor Hiding from Collection?
20+ years helping creditors locate judgment debtors throughout Kansas.
Start Your Search →⏱️ Garnishment Timeline
Week 1: File garnishment order
Week 1-2: Serve employer
Week 2-4: Employer files answer
Week 4-6: First payment received
🛡️ Debtor Protections
- 30× minimum wage protection
- Exempt income – Social Security, SSI, veterans benefits
- Objection rights – Can claim exemptions
📍 Our Kansas Services
🔍 Skip Tracing
💼 Asset Research
📞 Ready to Collect Your Kansas Judgment?
Get Started Today →❓ FAQs
The lesser of 25% of disposable earnings OR amount exceeding 30× federal minimum wage.
5 years, renewable before expiration. Act quickly!
